Healthy Families
Healthy Families provides low-cost, comprehensive health insurance for uninsured children whose family incomes are too high to qualify for Medi-Cal. This is a program for the children of working parents. For example, children in a family of four earning up to $55,125 per year would be eligible. Families are asked to contribute a small amount in premiums and co-payments.
Healthy Families is California’s Children’s Health Insurance Program (CHIP) and is funded in part by the federal government. The program is managed by the Managed Risk Medical Insurance Board (MRMIB).
The following are the age and income requirements for the Healthy Families program. The federal poverty level varies relative to family size. For more information the federal poverty level, please click here.
- Children from 0 to 1 year old are eligible if their families make between 200% and 250% of the federal poverty level.
- Children from 1 year to 6 years old are eligible if their families make between 133% and 250% of the federal poverty level.
- Children from 6 to 19 years old are eligible if their families make between 100% and 250% of the federal poverty level.
The following are additional requirements for Healthy Families. The child (children)
- Must be residents of California
- Must be U.S. citizens, U.S. nationals, or qualified immigrants
- Be without job-based coverage for three months prior to applying for the program (there are some exceptions)
To learn more about the Healthy Families program or to apply, please call 1-800-880-5305 or visit the website.
Healthy Family premiums can range from $4 to $17 per month per child to a maximum of $51. The premium amount is determined by the size of the family, family income, and the insurance plan combination (medical, dental, vision). Co-payments are $5 and are only required for some non-preventative services. There is a $250 maximum per family.
For more information on the premiums for different health plans and counties, visit the Healthy Families website.
The following plans participate in the Healthy Families program. Not all of these plans are available in every county. To see which plans are available in your county, click here.
Medical Insurance Plans
Alameda Alliance for Health
Anthem Blue Cross EPO
Anthem Blue Cross HMO
Blue Shield EPO
Blue Shield HMO
CalOptima Kids
Care 1st Health Plan
CenCal Health
Central Coast Alliance for Health
Community Health Group (San Diego)
Community Health Plan (Los Angeles)
Contra Costa Health Plan
Health Net HMO
Health Net Life EPO
Health Plan of San Joaquin
Health Plan of San Mateo
Inland Empire Health Plan
Kaiser Permanente
Kern Family Health Care
LA Care Health Plan
Molina Healthcare
San Francisco Health Plan
Santa Clara Family Health Plan
Ventura County Health Care Plan
For more information about these medical insurance plans, click here.
Dental Insurance Plans
Access Dental
Delta Dental
Health Net Dental
Premier Access Dental
SafeGuard Dental
Western Dental
For more information about these dental insurance plans, click here.
Vision Insurance Plans
EyeMed Vision Care
SafeGuard Vision
Vision Service Plan
For more information about these vision insurance plans, click here.